Free Resources

Know Your Rights To Claim Your Own Funds!

You have the right to pursue and submit your own claim directly to the court, county, trustee, or other agencies holding the funds without using a recovery service. Your funds. Your choice.

If you're not comfortable navigating the process alone, especially when the claim becomes more complicated than straightforward - our service is here to help!

* The information provided here is for general educational purposes and is not legal advice. Claim procedures and eligibility vary by jurisdiction and circumstance. Please perform proper research if claiming independently!

1. Find Your Claim

Every state, county, court, or trustee may have a different process for requesting surplus funds. Start with the official agency holding the funds and look for its claim instructions, required forms, deadlines, and documentation requirements.

  • Search county's public records.

  • In some cases, it's with the state.

  • USA.gov

2. Submit Your Claim

Individuals can submit their own claims directly to the appropriate court, trustee, county, or agency. Carefully follow the provided instructions, include all required documentation, and keep copies of everything you submit for your records.

  • NAUPA - resource for state held unclaimed property only.

3. Seek Legal Help

If your claim involves multiple heirs, an estate, competing ownership interests, liens, bankruptcy, or other legal questions, consider consulting a licensed attorney before proceeding. *Our service will always consult with a specialized attorney in your state.

Know your rights. Avoid scams.

Consumer Financial Protection Bureau (CFPB) - Watch out for these red flags; upfront fees, pressure to act immediately, signing documents you don't understand, signing over property title, and misleading representations.

Understand Possible Tax Consequences - Surplus funds aren't necessarily treated the same way for everyone. The IRS provides information about foreclosures and related tax consequences. Receiving surplus funds may have tax implications depending on your individual circumstances.

Copyright 2026. Surplus Services LLC .